saved.cards is Radial Payments infrastructure for card-on-file recurring billing. We manage the saved card using PCI-compliant tokens from our gateway partners, run the schedule, handle declines, and report back — the way we have for years across thousands of merchants on Worldpay, NMI, or our own payment solutions.
Radial Payments infrastructure runs merchant recurring billing for medspas, fitness clubs, subscription boxes, nonprofits, scouting organizations, and a long list of other verticals nationwide. saved.cards is the latest face on top of that platform — not a new system, just the next surface.
Card-on-file billing should be boring and predictable. saved.cards holds the saved card with the gateway, runs the schedule on time, retries the way you tell it to, and surfaces what needs attention.
Cards live as gateway-issued tokens. We hold the token and the last four; the actual card number never leaves the processor. PCI scope stays narrow.
Monthly memberships, annual dues, fixed installment plans, one-time charges. Same engine, same reliability, regardless of the billing pattern.
Soft retries on transient failures. Operator queues for hard declines. Per-tenant retry intervals and attempt limits, not one-size-fits-all.
Per-location staff and admin views. Customer 360, failed-payment queue, and reporting that answers the questions your team actually asks.
Tenant-side decline emails by default. Optional bring-your-own Postmark for merchants who want notifications from their own domain.
API for charge events, webhooks for downstream systems, and adapters for the POS and EMR systems merchants already run on.
For merchants already processing with Worldpay, the relationship stays exactly where it is — we add the recurring billing layer on top. For everyone else, we run NMI rails through our own processor partnerships. Either way, you're working with one platform and one team.
If you already process with Worldpay, your merchant account and residual structure stay intact. We integrate at the tokenization layer, run your scheduled charges, and report back. Direct Worldpay partnership since 2012; current production deployments include large-scale subscription box operations and multi-location medspa chains.
For merchants coming to us fresh, we run processing through our own partnerships and can board you in the right place for your business: Worldpay, NMI, or other rails depending on what fits the vertical, the volume, and the integrations you need. Same recurring billing platform either way, with the processor relationship handled end-to-end on our side.
We're open to talking about personalized integrations and bespoke platform fit.
saved.cards productizes patterns Radial Payments has been building for years: Vend and Lightspeed integrations for multi-location retail and wellness, scouting and nonprofit tooling on legacy NMI rails, WooCommerce subscription-box plumbing, and EMR-adjacent recurring billing for medspas. If your operation has its own shape, talk to us about how we'd fit.